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Hands-on with the new Bank of America Universal Windows 10 App

We’ve been expecting Bank of America to release an app for the Windows 10 Universal Platform soon. At first, we were expecting the app on March 28, 2016, and when that date didn’t pan out we learned that Bank of America was planning for a summer release. Well, we’re approaching summer, and right on cue, we’ve managed to get early access to the app and give it a try.

The app only installs on Windows 10 PCs at this point, but we know a Windows 10 Mobile app is in the works. Sideloading the app was painless, and it seems to run reliably on my desktop and Surface Pro 4 where I’ve given it a try.

The app is fairly straightforward and provides the same functionality as the iOS and Android versions. You can do all of your banking via the app, from accessing your accounts, transferring funds, and depositing funds via your camera.

First, you log into your Bank of America account by entering your usual credentials.

Then, you can see the typical account overview information. You can drill into the account to access the usual activity information search transactions, and access routing information.

Complete bill pay support is baked in, allowing you to manage payments, access your preset bills, view scheduled payments, and more.

Transferring funds via the app is as straightforward as via the website, letting you easily select to and from accounts, set the amount, and schedule transactions.

One of the functions that makes banking on a smartphone (or device with camera) so convenient is depositing checks by snapping images of the check’s front and back. The app works just like it does on other supported platforms–just snap a picture of the front and back of the check, select where to deposit the funds, and enter the amount. If the app can verify that all of the required information is included in the images, then the account is processed as quickly as if it was deposited at the bank via teller or ATM.

Other information is also available via the app, such as a location-aware location finder and access to reward program deals.

In short, the app works exactly as expected, and that’s a good thing. Once the app is supported on Windows 10 Mobile, then the platform will finally have one small part of the app gap covered. Let us know in the comments if you’re looking forward to the official release, and what other apps you hope to see brought to the Universal Windows Platform soon. At the time of this post, the app is not available for the public just yet.

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